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Homeowners Insurance

Homeowners Insurance Icon | McClatchy Insurance Agency SacramentoYour home is where your heart is and we are here to protect you and your family’s home with homeowner’s insurance.

 

Here at McClatchy Insurance, we ensure that your home and assets are protected in a way that offers you value and peace of mind. We have been protecting local families homes, vacation homes and rental properties with customized homeowner’s insurance policies since our founding in 1927.

Homeowners insurance, also known as an HO3 or HO5 insurance policy, provides you the homeowner coverage for their property, protects you the homeowner against liability claims and helps cover costs of having to move if the unit is uninhabitable due to a claim. We provide coverage for your primary home as well as coverage for your vacation and secondary homes to ensure that you are protected wherever you go.

Homeowner’s policies also offer as an optional coverage protection for jewelry, art and other items that are unique. Coverage tailed to your needs makes sure that you can get a lost item replaced, repaired or payment based on the appraised value or agreed value of the item.

For extra protection we also advise our clients to consider flood insurance and earthquake insurance as those are not typically covered by your home policy.

Please contact us so we can provide you a value focused proposal to protect you, your family and your possessions and provide you peace of mind that comes with an insurance agent you know and a policy you can count on.

  • 5 star ratingHarold at McClatchy is the most passionate, knowledgable and friendly agent I've ever had the great privilege of meeting. He is incredibly informative and gives every indication that he's 100% trustworthy. If I were to pick someone... read more

    Raft R. Avatar
    Raft R.
    10/04/2018
  • We’ve done business with McClatchy and Harold for years. Highly recommended.

    Thomas Cregger Avatar
    Thomas Cregger
    Cregger & Chalfant
    3/02/2018
  • 5 star ratingI have been working with the McClatchy Insurance Agency, specifically with Dick Lemon for about 4 1/2 years and Elisabeth Nidoy for about 1 1/2 years through work.  These two people are not only extremely friendly, but... read more

    Nan B. Avatar
    Nan B.
    11/09/2018
  • Met Harold today and was impressed by him and his operations. He is genuine and detail oriented and I never felt rushed so it is no wonder that he works in a comforting environment with good people.... read more

    Rick S. Avatar
    Rick S.
    8/09/2018
  • Harold and his organization are some of the most professional, well-trained insurance people in the industry. You couldn’t ask for a better business and personal relationship than the one Harold and his people will provide!

    Mike Young Avatar
    Mike Young
    Mycomm Inc.
    3/15/2015
  • 5 star ratingI need a business insurance for my company.  They are quick and provide a lot of knowledge.  Highly recommend them.

    Julie V. Avatar
    Julie V.
    10/19/2019
  • Harold is an incredible service provider and the best at what he does. Having worked with him as my family has continued to grow and change he has always made sure that the right pieces are in... read more

    Matthew K. Weiner Avatar
    Matthew K. Weiner
    VMware
    4/01/2008
  • I have worked with Harold for the past several years, I have worked on several different projects with his staff and I find all them to be professional and informative. They have always put the client’s needs... read more

    Troy B. Avatar
    Troy B.
    2/19/2015
  • Being a business owner, I know value when I see it! The complete package is what you will get with Harold at McClatchy Insurance. He is always professional, timely and by far, the best insurance agent in... read more

    Steve Morrow Avatar
    Steve Morrow
    Capitol Collision Center Inc.
    3/21/2012
  • 5 star ratingAfter 25 years with Mercury Insurance and 3 previous attempts over the years to find a more cost effective option, McClatchy Insurance not only lowered my insurance premiums significantly but did it with the kind of customer... read more

    John W. Avatar
    John W.
    11/06/2018
McClatchy Insurance Agency Sacramento

Arizona License No. 1016711, California License No. 0724020, Colorado License No. 259694
Nevada License No. 16801, Oregon License No. 100164127, Washington License No. 873219

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