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Condominium and Townhome Owners

Homeowners Insurance Icon | McClatchy Insurance Agency SacramentoYour home is where your heart is and we are here to protect you and your family’s home with homeowner’s insurance.

 

Condo insurance, also known as an HO6 insurance policy, provides condo unit owner’s coverage for their properties, protects against liability claims and helps cover costs if the unit is uninhabitable. A condominium insurance policy is often called walls-in coverage, as it protects the individual unit. As the association’s master policy does not cover the personal property of a unit owner and may not cover appliances or interior finishes, we always recommend anybody who owns a condominium unit or townhome to have a unit owner’s policy.

For extra protection we also advise our clients to consider flood insurance and earthquake insurance as those are not typically covered by your home policy.

Please contact us so we can provide you a value focused proposal to protect you, your family and your possessions and provide you peace of mind that comes with an insurance agent you know and a policy you can count on.

  • 5 star ratingAfter 25 years with Mercury Insurance and 3 previous attempts over the years to find a more cost effective option, McClatchy Insurance not only lowered my insurance premiums significantly but did it with the kind of customer... read more

    John W. Avatar
    John W.
    11/06/2018
  • We’ve done business with McClatchy and Harold for years. Highly recommended.

    Thomas Cregger Avatar
    Thomas Cregger
    Cregger & Chalfant
    3/02/2018
  • 5 star ratingI've been working with McClatchy Insurance Agency for 2 years and have had nothing but great experiences with their staff. Jeff handles my business insurance and is the most knowledgeable agent I've dealt with! Michelle took care... read more

    Nick M. Avatar
    Nick M.
    The Detailing Pros Sacramento
    2/17/2017
  • 5 star ratingHarold and his team at McClatchy are true professionals and they know their stuff. They have helped me navigate the world of insurance for my businesses as well as my autos and home policies. They are... read more

    Gregg A. Avatar
    Gregg A.
    10/18/2018
  • Harold is very detail-oriented, and has a wealth of knowledge in the insurance industry. He has surrounded himself with a highly competent and attentive staff, and has done a great job with my company’s insurance needs.

    Jim Wardlow Avatar
    Jim Wardlow
    11/13/2015
  • Harold is an incredible service provider and the best at what he does. Having worked with him as my family has continued to grow and change he has always made sure that the right pieces are in... read more

    Matthew K. Weiner Avatar
    Matthew K. Weiner
    VMware
    4/01/2008
  • If your insurance agent is just doing the bare minimum, you might think about calling Harold to review your current situation. He’s honest and he’s a man you can trust.

    Lisa Ollar Avatar
    Lisa Ollar
    MOA Deposition Reporters
    8/07/2016
  • 5 star ratingI can honestly say that getting my two auto, renters and an umbrella policy(s) through McClatchy Ins., was the most enjoyable process I've experienced. I was greeted and offered refreshment (they have chocolate truffles)! The actual cost... read more

    Diana S. Avatar
    Diana S.
    1/10/2019
  • I have known Harold all of his life. I have had my insurance with McClatchy for over 30 years. I am thrilled he has bought the business from his father and will bring his innovative ideas to... read more

    Lilllian Fulton Avatar
    Lilllian Fulton
    Realtor
    3/20/2012
  • Dick has been the most effective insurance agent we’ve used thus far. In our line of business it is often when we’ve imposed on him timelines that are nearly impossible. Not sure how he does it every... read more

    Tiffiny Ruegner Avatar
    Tiffiny Ruegner
    Our Country Deserves Better PAC
    2/16/2017
McClatchy Insurance Agency Sacramento

Arizona License No. 1016711, California License No. 0724020, Colorado License No. 259694
Nevada License No. 16801, Oregon License No. 100164127, Washington License No. 873219

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