SACRAMENTO (CBS13) – Ahead of this storm, you might want to ask yourself if you have enough insurance. After the fires and the pandemic, home prices and the cost to rebuild are now much higher. With incoming weather, some insurers say it’s the perfect storm for as many as 20-30 percent of Californians, who are underinsured.

The headlines are proof enough. Cyberattacks are here to stay, and the hackers are getting bolder and cleverer each day. Harold Newbill, an insurance advisor with Sacramento’s McClatchy Insurance, joined Richard to explain cyber insurance and discuss who may need it.